The Affordable Care Act (ACA) requires Applicable Large Employers (ALEs) — organizations with 50 or more full-time or full-time equivalent employees — to report details about the health insurance coverage they offer. This information must be filed with the IRS and provided to each eligible employee using Forms 1094 and 1095.
These forms help the IRS confirm compliance with ACA coverage requirements. However, the reporting process can be complex, time-consuming, and easy to get wrong. Missing deadlines or submitting incorrect data can lead to penalties and audits.
That’s where Outsource1095 comes in. We make ACA reporting simple, accurate, and affordable — so you can focus on your business.
Complete 1095/1094 Filing Solutions
We provide a full-service ACA reporting solution for both Forms 1095-C and 1095-B, covering everything from data preparation to e-filing and employee distribution.
For over several years, Outsource1095 has been a trusted leader in 1099 and information return processing. Now, we bring that same reliability and ease of use to ACA compliance — all at the lowest cost in the industry.
Our all-inclusive service includes:
- ✅Data validation and error checking to ensure IRS compliance
- ✅ Printing and mailing of Form 1095-C and 1095-B to employees
- ✅Secure e-filing with the IRS via the AIR (Affordable Care Act Information Returns) system
No software to install. No annual renewals. Just fast, accurate, and compliant ACA reporting — managed by experts.
Flexible Service Options
We offer two service models designed to fit your business needs.
1. Self-Service (Online Filing)
Ideal for small and mid-sized employers. Simply enter or upload your 1095 data using our secure online platform.
We handle all printing, mailing, and e-filing — start to finish.
2. Full Outsourcing Service
Perfect for larger organizations with 250 or more forms. Send us your data and we take care of the rest — import, validation, mailing, and IRS filing.
We recommend starting early to ensure timely delivery.
Whether you need to file a few forms or thousands, Outsource1095 provides a streamlined, compliant, and affordable solution.
Who Must File ACA Reports
You are required to file ACA information returns if:
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You have 50 or more full-time employees (including full-time equivalents), or
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You are a self-insured employer, regardless of size
Applicable Large Employers (ALEs) must report coverage information under IRS Section 6056.
ACA Filing Deadlines
Each year, employers must meet the following deadlines:
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Employee Copies Due: February 2
Employers must provide Form 1095-C or 1095-B statements to employees. -
IRS Electronic Filing Deadline: March 31
Employers must file Forms 1094 and 1095 electronically through the IRS AIR system.
Note: The IRS has permanently extended the employee copy deadline to March 2 each year.
Outsource1095 monitors IRS deadlines and ensures your filings are accurate, compliant, and on time — every year.
Simplify Your ACA Compliance
Let Outsource1095 handle your ACA reporting from start to finish.
Reduce errors, eliminate stress, and stay compliant — all at the lowest cost in the industry.
